Foster County Independent - The Official Newspaper for Foster County

Articles written by Jim Miller

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 By Jim Miller    Features    January 30, 2023 

Savvy Senior: What happens if you work while receiving Social Security?

Dear Savvy Senior, I started drawing my Social Security retirement benefits back in 2021 when I was forced to retire early, but I’m now interested in going back to work part-time. Will this affect...

 

Savvy Senior: When can I change my Medicare coverage?

Dear Savvy Senior, Is it possible to make changes to my Medicare coverage now? I know we’ve passed the fall open enrollment period, but I’ve heard that there are other times of the year...

 
 By Jim Miller    Features    January 9, 2023

Savvy Senior: A checklist of what to do when a loved one dies

Dear Savvy Senior, What steps need to be taken after a loved one dies? My 71-year-old uncle, who’s divorced with no children, has terminal cancer. He’s asked me to take care of his affairs so I...

 
 By Jim Miller    Features    January 2, 2023

Savvy Senior: Simple home safety solutions for aging-in-place

Dear Savvy Senior, Falls and fires are the two things I worry most about for my elderly father who lives alone. Do you have any suggestions on what we can do to help keep him safe, and keep an eye on...

 

Savvy Senior: How to reduce your medical bills

Dear Savvy Senior, What tips do you recommend to Medicare beneficiaries dealing with hefty medical bills? My husband recently had open heart surgery and is recovering slowly, but the medical bills are...

 

Savvy Senior: Tips for being a long distance caregiver

Dear Savvy Senior, What tips do you recommend for long-distance caregivers? I help take care of my stubborn 86-year-old mother who still lives at home about 150 miles from me. Need Advice Dear Need,...

 

Savvy Senior: Little known property tax relief programs help seniors save

Dear Savvy Senior, I recently learned about a property-tax relief program for seniors in the county where I live. Apparently, there are hundreds of these programs across the country that many...

 

Savvy Senior: How to buy over-the-counter hearing aids

Dear Savvy Senior, I’m interested in getting some of the new over-the-counter hearing aids that just became available a few month ago. Can you offer any tips to help me with this? Straining to Hear...

 

Savvy Senior: How leg pain could be an early sign of heart attack or stroke

Dear Savvy Senior, I started a walking program a few months ago to help me lose weight but I’ve been having problems with my legs and hips hurting during my walk, although they feel better once I...

 

Savvy Senior: Daily money managers can help senior with financial chores

Dear Savvy Senior, Can you recommend any services that can help my elderly mother with her financial chores? My dad always used to handle the bill paying and paperwork, but he passed away last year,...

 

Savvy Senior: Top financial scams targeting seniors today

Dear Savvy Senior, What are the most common scams today that target elderly seniors? My 75-year-old mother has been swindled several times over the past year, so I’m being extra cautious. Paranoid...

 

Savvy Senior: What you will pay for Medicare in 2023

Dear Savvy Senior, I’ve read that retirees will be getting a nice cost-of-living increase in our Social Security benefits next year but what about Medicare? What will our Medicare Part B monthly...

 

Savvy Senior: How to find an old 401(k)

Dear Savvy Senior, How do I go about looking for an old former company 401(k) plan that I think I contributed money to many years ago, but forgot about until recently? Retired in Rochester Dear...

 

Savvy Senior: Home sharing - a growing trend among baby boomers

Dear Savvy Senior, I saw a news segment on television a few months ago about home sharing programs for seniors and would like to learn more. I’m 68, divorced, and am interested in renting out a...

 

Savvy Senior: How much does an average funeral cost?

Dear Savvy Senior, How much does a typical funeral and body burial cost today? My wife and I are interested in prearranging our funerals but would like to have a cost idea before going in so we can pl...

 
 By Jim Miller    Features    October 3, 2022

Savvy Senior: Auto aids that make driving easier and safer

Dear Savvy Senior, Do you know of any car gadgets that can help older drivers? I drive a 12-year-old car and have arthritis in my neck, back and knees which limits my mobility making it more...

 

Savvy Senior: Free online hearing tests you can take at home

Dear Savvy Senior, Can you recommend any good online hearing tests? My husband has hearing loss, but I can’t get him to go in and get his hearing checked, so I thought a simple online test could...

 

Savvy Senior: Flu vaccines that are recommended for older adults

Dear Savvy Senior, I just turned 65 and would like to learn more about the stronger flu shots I see advertised for older adults. What can you tell me about them and how are they covered by Medicare? S...

 

Savvy Senior: How to find travel companions for older travelers

Dear Savvy Senior, I am interested in finding some type of travel escort service to help my elderly parents fly across the country. My son is getting married in the fall and would love for my parents...

 

Savvy Senior: How the Inflation Reduction Act will lower your drug costs

Dear Savvy Senior, What kind of changes can Medicare beneficiaries expect to see in the Inflation Reduction Act that was recently signed into law? I’m enrolled in original Medicare and have a Part D...

 
 By Jim Miller    Features    August 29, 2022

Savvy Senior: Daily check-in services for seniors living alone

Dear Savvy Senior, Can you recommend any services that check in on elderly seniors who live alone? I live about 200 miles from my 82-year-old mother and worry about her falling or getting ill and not...

 
 By Jim Miller    Features    August 22, 2022

Savvy Senior: What is an annual Notice of Change?

Dear Savvy Senior, Last year I received a “notice of change” letter from my Medicare provider. Should I expect another one this year, and what should I do with it? Medicare Rookie Dear Rookie,...

 
 By Jim Miller    Features    August 15, 2022

Savvy Senior: Ways to pay for longterm care without insurance or savings

Dear Savvy Senior, What types of financial resources are available to help seniors pay for long-term care? My 86-year-old mother will need either an assisted living facility or nursing home care in...

 
 By Jim Miller    Features    August 8, 2022

Savvy Senior: How to choose a 55-Plus Active Adult Community

Dear Savvy Senior, What tips can you recommend for choosing a good active adult housing community? My husband and I, who recently retired, are planning to relocate to an area closer to our grandkids...

 
 By Jim Miller    Features    August 1, 2022

Savvy Senior: Cheap cell phone plans for penny pinching seniors

Dear Savvy Senior, A few months ago, I read a column you wrote on extremely cheap smartphone plans for budget-conscious seniors. Can you do a similar column for those of us who still use basic flip...

 

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